Photo Evidence

Upon taking ownership of the property, the Claimant discovered multiple electrical faults and hidden structural problems.

Visible holes and damage in the wall structure

Damage in basement room — visible decay behind walls

Cavity and damage uncovered behind wall structure

Hole in wall — uncovered during inspection

Moisture reading taken at the foundation

Hole in the foundation

Wall with visible damage in the foundation

Condition documentation in the foundation

Visible hole in the foundation — documentation

Removed building material in the foundation

Inspection of the foundation

Floor condition documented in the foundation

Wall condition in the foundation

Wall surface with damage in the foundation

Through-going hole in the foundation

Screen image shown as documentation

Exterior photo of the property

Photo documentation shown on screen

Window in the foundation — condition documented

Digital damage documentation shown on device

Condition documentation — the foundation

Reference photo shown on screen during inspection

Bathroom condition documented

Bathroom with tile damage — insurance documentation

Pipe installation in the bathroom — condition documentation

Bathroom with visible damage

Bathroom floor with damage

Window with visible damage in the inspection area

Bathroom under inspection

Condition documentation in the inspection area

Inspection of the inspection area

Condition documentation — the inspection area

Condition of bathroom and installations

Bathroom condition documented (04.06.2024 kl. 14:54)

Wall with visible damage in the wall

Hole and damage in the ceiling

Condition documentation in the inspection area (16.06.2024 kl. 16:07)

Wall condition in the wall

Floor with visible damage in the wall

Floor condition in the wall

Floor condition documented in the wall

Wall surface with damage in the wall

Electrical installations and cables exposed behind wall structure

Exposed construction in the wall

Wall with visible damage in the wall (16.06.2024 kl. 16:10)

Demolished materials documented in the inspection area

Construction debris after uncovering in the inspection area

Hole in the wall

Exposed timber structure in the inspection area

Uncovered building materials in the inspection area

Drain pipe visible in the wall

Inspection of the inspection area (28.06.2024 kl. 14:54)

The Claimant discovered water infiltration through the roof, caused by holes where solar panels had been routed through the roof structure.

Moisture measurement on walls — elevated values documented

Moisture measurement taken on interior wall with electronic meter

Moisture measurement on floor in banquet hall

Moisture meter showing elevated levels at the basement

Documented moisture measurement at the inspection area

Moisture meter reading at the inspection area

Moisture measurement — meter held against the inspection area

Digital moisture meter used at the inspection area

Floor with visible damage in the floor

Room with window — documentation of condition

Moisture measurement taken in the inspection area

Reading of moisture level in the inspection area

Moisture meter documenting condition of the inspection area

Moisture content checked at the inspection area

Close-up of moisture meter at the inspection area

Condition documentation — the inspection area (24.06.2025 kl. 18:50)

Moisture meter display showing value at the inspection area

Moisture reading taken at the inspection area

Condition documentation in the inspection area (24.06.2025 kl. 18:51)

Moisture meter showing elevated levels at the floor

Documented moisture measurement at the floor

Moisture meter reading at the floor

Moisture measurement — meter held against the floor

Digital moisture meter used at the basement

Moisture measurement taken in the basement

Reading of moisture level in the basement

Moisture meter documenting condition of the basement

Moisture content checked at the basement

Close-up of moisture meter at the basement

Moisture meter display showing value at the basement

Moisture reading taken at the basement

Moisture meter showing elevated levels at the basement (25.06.2025 kl. 13:13)

Documented moisture measurement at the basement

The Claimant discovered massive cracks in the house's foundation — visible structural damage threatening the entire building's integrity.

Foundation crack #1 — massive crack in the basement foundation

Foundation crack #2 — clear structural damage

Foundation crack #3 — crack extends through entire wall

Foundation crack #4 — visible displacement in masonry

Foundation crack #5 — documents the extent of damage

Moisture measurement taken along basement wall — engineering report

Moisture measurement on basement wall — elevated moisture values registered

Close-up of structural crack in basement wall

Construction condition exposed in the basement

Room under inspection in the basement

Exposed construction in the basement

Bathroom with visible damage (20.09.2024 kl. 11:31)

Moisture meter reading at the basement

Screen image shown as documentation (20.09.2024 kl. 11:33)

Moisture measurement — meter held against the basement

Digital moisture meter used at the basement (20.09.2024 kl. 11:34)

Moisture measurement taken in the basement (20.09.2024 kl. 11:34)

Reading of moisture level in the basement (20.09.2024 kl. 11:35)

Moisture meter documenting condition of the basement (20.09.2024 kl. 11:35)

Visible hole in the basement — documentation

Moisture content checked at the basement (20.09.2024 kl. 11:36)

Close-up of moisture meter at the basement (20.09.2024 kl. 11:36)

Inspection of the basement

Moisture meter display showing value at the basement (20.09.2024 kl. 11:37)

Moisture reading taken at the basement (20.09.2024 kl. 11:37)

Moisture meter showing elevated levels at the basement (20.09.2024 kl. 11:37)

Floor condition in the basement

Photo documentation shown on screen (20.09.2024 kl. 11:41)

Wall condition in the basement

Ceiling construction in the basement

Through-going hole in the basement

Wall surface with damage in the basement

Wall with visible damage in the basement

Hole and damage in the basement

Condition documentation — the basement

Wall condition in the basement (20.09.2024 kl. 11:43)

Hole in the basement

Wall surface with damage in the basement (20.09.2024 kl. 11:44)

Condition documentation in the exterior wall

Visible hole in the exterior wall — documentation

Wall with visible damage in the exterior wall

Crack visible in the exterior wall

Inspection of the exterior wall

Damaged window — documentation of damage

Bathroom floor with damage (27.09.2025 kl. 10:47)

Condition documentation — the exterior wall

Documented crack in the exterior wall

Floor condition documented in the exterior wall

Through-going hole in the exterior wall

Digital damage documentation shown on device — case 3 (foundation)

Documented moisture measurement at the basement — case 3 (foundation)

Condition documentation in the inspection area (29.06.2025 kl. 19:06)

Inspection of the inspection area (29.06.2025 kl. 19:06)

Floor with visible damage in the floor (29.06.2025 kl. 19:06)

Piping and installations in the inspection area

Condition documentation — the inspection area (29.06.2025 kl. 19:09)

Hole and damage in the inspection area

Pipes and drainage documented in the inspection area

Floor condition in the inspection area

Exposed timber structure in the ceiling

Overview of room in the inspection area

Moisture meter reading at the basement — case 3 (foundation)

Hole in the wall (26.06.2024 kl. 21:22)

Uncovered building materials in the inspection area (28.06.2024 kl. 14:48)

Pipe installation in the wall — condition documentation

Removed construction parts in the inspection area

Documentation associated with the inspection

Floor condition documented in the inspection area

Drain pipe visible in the floor

During excavation work on the property, the Claimant discovered buried asbestos roof tiles.

Asbestos-contaminated material found in the ground at the property

Close-up of asbestos roof tile buried in the ground

Extent of asbestos contamination in the excavation area

Photo documentation of asbestos find — taken during inspection

Asbestos-containing material in the excavation pit

Inspection well — documents buried waste under the property

Close-up of inspection well with visible waste

Property facade during inspection

Winter photo of property inspection area

Upon removing fixed carpeting in the basement, the Claimant discovered severe cracks and buckling in the basement floor.

Moisture measurement on basement floor — documentation of moisture level

Crack in ceiling above basement — sign of structural movement

Floor crack in basement — documents the extent of damage

Basement room with visible debris and construction waste during cleanup

Damage and debris along basement wall

Close-up of damage in basement room

Floor with visible damage in the basement

Crack formation in the basement — close-up

Visible hole in the basement — documentation (11.05.2025 kl. 18:08)

Wall condition in the basement (11.05.2025 kl. 18:08)

Bathroom under inspection (11.05.2025 kl. 18:08)

Condition documentation in the basement

Condition of bathroom and installations (11.05.2025 kl. 18:09)

Bathroom condition documented (11.05.2025 kl. 18:09)

Floor condition in the basement (11.05.2025 kl. 18:17)

Bathroom with visible damage (11.05.2025 kl. 18:17)

Floor condition documented in the basement

Floor with visible damage in the basement (11.05.2025 kl. 18:17)

Floor condition in the basement (11.05.2025 kl. 18:17) [181747]

Through-going hole in the basement (14.05.2025 kl. 20:30)

Reference photo shown on screen during inspection (14.05.2025 kl. 20:30)

The Claimant discovered a break in the private sewer line on the property.

Sewer damage — documentation of broken pipe connection

Visible sewer sink-hole at the property

Basement plan marking the sewer break location

The Claimant has an ongoing court case against the previous property owner (Case 3 — foundation cracks).

Doorway with visible damage — documentation for the Tryg case

Room with visible damage at doorway — appendix to the Tryg case

Large room with floor covering and door — damage overview

Outdoor terrain at the property — visible settlement damage in foundation area

Construction condition exposed in the ceiling

Floor condition documented in the inspection area (bilag 2.10)

Construction debris and removed material from damaged structure

Inspection of the inspection area (bilag 2.13)

Electrical installation in the inspection area — condition documented

Floor with visible damage in the wall (bilag 2.16)

Damaged electrical installation in the inspection area

Hole and damage in the wall

Exposed construction in the inspection area

Floor condition in the floor

Piping and installations in the wall

Removed building material in the inspection area

Room with documented damage in the inspection area

Label or report from inspection

Written documentation from inspection

Wall surface with damage in the wall (bilag 4.3)

Hole in the wall (bilag 4.7)

Inspection report — close-up

Condition documentation — the inspection area (bilag 5.2)

Wall with visible damage in the wall (bilag 6.1)

Insulation visible in the inspection area

Ceiling with visible damage in the wall

Moisture measurement with digital moisture meter

Visible hole in the ceiling — documentation

Wall condition in the wall (bilag 6.8)

This case is a formal appeal of Tryg's refusal of legal aid coverage (Tryg Case 1).

Moisture measurement taken on basement wall — documentation for appeals board complaint

Hole and crack visible in basement wall

Cracks documented in complaint appendix

Moisture measurement in basement with digital moisture meter — appendix 15

Damage Types